Investing
made better

Meet the app that gives you the tools, inspiration, and support to help you become a better investor.

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A high-yield cash account helps your savings grow.

A home for your savings that earns 12x the national average.** With our high-yield Cash Reserve, you’re set to grow your money for all your near-term plans.
Start saving Learn more about Cash Reserve
Saving goals of a vintage car, a rainy-day fund, and a trip to Japan, with an saving rate of 3.20% APY.

Build wealth with automated investing.

We make investing easy. No day trading or navigating market ups and downs. We’re here to help you earn more over the long term and make smart decisions with your money.
Start investing Learn more about automated investing
Investing goals of a college fund, a home down payment, and retirement, with a person holding a phone.
  • Invest the way you want.

    Get started with diversified portfolios of stocks and bonds or crypto.
  • We handle the hard stuff.

    From recurring deposits to dividend reinvesting to managing your portfolio.
  • Limit tax impact.

    Automated and optimized tax strategies are designed to help you minimize the tax impact on your investments.

Keep more of your money with low fees.

We offer no-fee cash accounts and low-cost investing so everyone can do what’s best for their money.
Learn more about pricing
A hand depositing a coin.
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See what your money can be.

No matter what you want to do with your money, we’ll help you save, invest, and live the life you want.
Get started
A person sitting in an allocation chart floating amongst the clouds an looking at their phone that has an on track retirement goal.

“I like the different types of accounts offered on Betterment, the high APY and how easy it is to check my accounts on mobile.”

- Karen G.

Sideway headshot of a betterment customer.

Client of Betterment. Views may not be representative, see more reviews at the App Store and Google Play Store.

Still have questions?

  • How does Betterment work?

  • Will I have access to real humans?

  • Is my money safe at Betterment?

  • Who are the experts behind the scenes?